The scope of GRF’s latest book “Microinsurance – An Innovative Tool for Risk and Disaster Management” is both to investigate the linkage between disaster risk reduction and Microinsurance and to address possible combinations of loans, savings and insurance schemes for low-income people to provide them with appropriate solutions for at least a partial risk reduction.

Life, Health & Disaster Insurance

The book provides an overview on the status and strategies of implementation in various risk sectors (life, health and natural disaster risks), highlighting existing methods, best practices and specific case studies of Microinsurance programmes and initiatives. Particular attention is placed on Microinsurance tools that are capable of reducing the damage caused by natural disasters and unexpected hazards.

Case Studies from Africa, Asia and Latin America

The publication contains fifteen papers which all focus – from different perspectives – on an integrated approach in risk and disaster management through Microinsurance. Case studies from Africa, Asia and Latin America involving a broad variety of stakeholders, institutions, risks, methods, and business models, reveal the enormous potential of Microinsurance in particular in disaster management.

"The world's poor face a myriad of risks on a daily basis and microinsurance has emerged as a valuable tool which can provide a safety net which stops those affected by disasters from slipping further into poverty.

The Global Risk Forum has produced a fantastic publication which examines the role that insurance can play in disaster management with examples from Africa Asia and Latin America. As we face the challenges of climate change, this publication looks ahead to ways in which the development community will need to respond to protect those that are at greatest risk."

Richard Leftley, President & CEO of MicroEnsure LLC

"This book shows micro-insurance in all aspects. The inviting phase of divergence and discovery is clearly a thrill for all involved. The articles show what seems to be working, what needs to be done and which paths could promise a more secure future for many people.

Cost effectiveness is not yet at the centre, cost efficiency a remote issue for now; financial sustainability (risk transfer versus premium charged) and necessary scaling (risk return on investments) are issues to be addressed first.

All covered issues merit more thinking, more experimenting and cautious implementation. Some solutions will remain local.

In more mature markets insurance is about securing capital. Micro-insurance seems to be about securing emerging capital, stabilizing volatile future cash flows and inclusion of people. Reading this positive book is encouraging."

Frank Gosselink, independent director risk management, f.gosselink@gmail.com

INFORMATION & PRICES

The Microinsurance Book can be ordered by email.

Price (excl. packaging and postage) : CHF 30.00

Price (excl. packaging and postage) : EUR 23.00

Price (excl. packaging and postage) : USD 29.00

HOW TO ORDER

All books can only be send out after the payment has been received.

1.    Please send an email with the items you would like to order and your postal address to info@grforum.org

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